Mortgage Calculator for Austin Texas – Our mortgage payment calculator estimates PITI only for Austin Texas, Y’all.

Sales Price
Down Payment
Interest Rate %
Length of Loan
Annual Property Tax
Annual Home Insurance
Monthly PMI
Loan Amount $142,500.00
Monthly Payment
$1,205.61
This estimator is made available as a tool for your independent use with results based on information provided by the user. Results are for illustrative purposes only and are not guaranteed. They are not an estimate or representation of your qualification for a mortgage. Only a reputable mortgage lender can determine your actual mortgage qualification, including monthly PITI payment.
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Updated 15 July 2010
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The sale price of the property. (NOT the amount of money you plan to borrow.)
The amount of money you plan to use for a down payment.
The annual percentage rate you will pay for this loan. Rates vary due to a variety of factors, so please contact us for a quote from a reputable lender. The default value is 4.75%
How many years you will pay on this loan.
The amount you expect to pay for property tax each year. The default value is the 2009 property tax rate for central Austin, 2.2064% of the sales price.
You will be required by the lender to carry homeowner's insurance. Actual homeowner's insurance rates in Texas vary greatly due to a variety of factors. The default value is $3.93 per $1000 of the sales price.
Private Mortgage Insurance, or PMI, is insurance most mortgage lenders require if you put less than 20% down. It also varies due to a variety of factors, including down payment amount.
Principal + Interest + Monthly Property Taxes + Monthly Home Insurance + Monthly PMI (if applicable) due each month. This is only an estimate. Please contact us for a quote from a reputable lender.
Sale Price - Down Payment.